How Fintech Lenders Can Help Capture Small Business Opportunity
Since 2021, U.S. entrepreneurs have submitted five million new business applications per year, according to the U.S. Census Bureau. And in 2023, the number of new small business formations increased...
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LoanPro/Visa DPS integration provides unique credit personalization...
LoanPro’s credit platform integration with Visa DPS’ digital-first processing helps brands tackle shrinking debt interchange fees while providing unique personalization opportunities. This move comes...
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Plaid launches a new product to take cash flow underwriting mainstream
Cash flow underwriting has been “the next big thing” in lending for several years now. And while several lenders are using it as part of their underwriting, it has not become a mainstream tool. That...
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Tricolor’s plan to serve Hispanics, an emerging economic force
Hispanics are an emerging American economic force, and demographics show they will be for decades. Tricolor founder and CEO Daniel Chu has a plan to serve them. According to McKinsey, financial...
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Kueski, fintechs ride the BNPL wave in Mexico, where cash is still king
The Buy-Now-Pay-Later market in Mexico is evolving beyond the realm of digital commerce, also emerging as a viable alternative to cash for in-store transactions at brick-and-mortar establishments. In...
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Generation Z has it tougher than millennials: TransUnion report
While both Generation Z and millennials are maturing during difficult financial times, TransUnion’s study Solving for Z shows Generation Z has it harder. Solving for Z compares the credit usage of...
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Affirm hits it out of the park with their earnings
Affirm reported earnings before the bell this morning and, in the words of CEO Max Levchin on X, “In the parlance of our times, we slayed.” Yes, it was a terrific quarter, continuing the excellent run...
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Overall U.S. customer satisfaction with BNPL grows: study
As scrutiny of Buy Now Pay Later increases, so too do satisfaction scores among customers using the short-term financing mechanism structured like an installment loan. While the United States federal...
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Consumers dissatisfied with loan repayment process, demand more options:...
Results of a new survey from PayNearMe show demand for digital payment types and general dissatisfaction with the loan-paying process. Both are omens for the industry. When asked what would make it...
View ArticleTake our survey on the future of lending
Since 2013, we have been closely following the lending space. In the past 11 years, there has been an incredible amount of innovation, much of which we have reported on here. After a few years of...
View ArticlePipe Launches Embedded Capital-as-a-Service for Small Business
Embedded finance is having a moment. While those of us in fintech marvel at all the technological innovation enabling its different facets, the reality is that embedded finance is helping people in...
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Many Millennials, Gen Z Thin-File Consumers Make Good Credit Bets: Open...
A new report from Open Lending and TransUnion dispels the myth that many thin-file consumers, especially Millennials and Generation Z, are more risky. By digging deeper into available data, lenders...
View ArticleWhat do economic changes mean for digital lenders?
Lending acts as a fundamental driver of economic vitality, facilitating investments, consumer spending, and broader economic expansion. Its intricacies are closely linked with the prevailing economic...
View ArticleTruStage delivers Payment Guard Insurance as digital lending insurance solution
It began with a problem years ago, back when consumers started shifting online, particularly when financial transactions started going digital. As borrowers gravitated to the Internet to do business...
View ArticleDigital lending leaders should always be prepared for a liquidity crunch
The severity of a liquidity crunch for digital lenders cannot be overstated, as it poses significant challenges to their operations and the broader financial ecosystem. When liquidity becomes scarce,...
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TransUnion’s TruVision Consumer Property Insights for Portfolio Management...
TransUnion’s new TruVision Consumer Property Insights for Portfolio Management solution protects borrowers and lenders alike by providing a more holistic view of potential risks posed by property...
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Lendbuzz uses AI to disrupt assessments, earns $219M AAA securitization
Lendbuzz blends its founders’ early credit experiences with artificial intelligence (AI) to disrupt traditional assessment methods and widen the pool of credit-worthy individuals. And with the...
View ArticleUpstart reports decent Q4 2023 earnings but provides weak guidance
Upstart reported earnings (see PDF presentation here) after the bell yesterday and overall it was a somewhat positive report, beating analyst expectations for both earnings and revenue. But any good...
View ArticleBanks and merchants can successfully balance accessibility with responsible...
A common challenge merchants face is offering bank loans to their customers at the place of purchase. Integrating with bank systems is no easy feat; hence, merchants initially turned to fintechs for...
View ArticleBeem partners with TruStage to offer additional financial protection in case...
Can a super app get even more super? That looks to be the case with Beem, the multi-service platform already packed with financial services including tax filing, roadside assistance, credit monitoring...
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